The Consociate EDGE

YOUR EDGE IN TODAY’S WORLD OF INSURANCE AND BENEFITS

EMPLOYERS improve employees’ health and productivity and reduce related costs.
EMPLOYEES enjoy personalized wellness and claim service tools and resources.
BROKERS are armed with the information they need to meet the needs of their clients.
PROVIDERS have access to do their jobs seamlessly and for timely reimbursement.

High-Quality Benefit Solutions for You
Our custom solutions include the highest-quality healthcare plan development, claims processing and management, and wellness management services – all backed up by personal customer support and easy access to valuable benefit information and support. No matter what your needs, we have a plan for you.

B E N E F I T E D G E

PROVIDING EASY ACCESS TO INFORMATION
An integrated portal, myconsociatedansig, gives employers, employees and brokers easy access to valuable information, resources and reports.

Welcome to myconsociatedansig! Whether you’re an employer, employee or a broker, our secure claim and wellness portal, myconsociatedansig gives you access to the information, resources, and reports you need, when you want them – 24/7. Managing employee benefits and health and the overall cost of healthcare has never been so easy.

Employers
Better Understand,
Predict and Lower Costs
Employees
Improve Health,
Reduce Related Costs
Brokers
Deliver Results,
Ensure Satisfaction


myconsociatedansig.com

H E A L T H E D G E


MEDICAL MANAGEMENT SOLUTIONS
Services include The Prevention Plan, a customized wellness program designed for you to achieve better health and reduce associated health risks.

Welcome to HealthEdge! Keeping your employee population at its healthiest is a win-win for all. With HealthEdge, we provide wellness tools and resources for your entire employee base. Powered by advanced data analytic tools, HealthEdge enables you to help employees manage their overall health, evaluate and manage risk, and assess healthcare program quality and costs – all to afford the highest quality benefit plan while minding the bottom-line impact of healthcare.

The Prevention Plan
Consociate Dansig, partnering with U.S. Preventive Medicine, administers The Prevention Plan, a technology-based health screening and wellness program available for employers of all sizes.

The Prevention Plan is designed to assess an employee’s health and then provide them the tools necessary to reach their health and wellness goals. Healthier employees lead to higher productivity and also lower employer healthcare costs.

For more information about The Prevention Plan, please contact:

Julia Danbury, Client Relations Manager
juliad@consociatedansig.com

Current Healthcare Industry News

Current Health and Wellness News

C L A I M S E D G E


TOTAL CLAIMS MANAGEMENT SOLUTIONS
Manage risk and save money – prevent fraud, help limit medical benefit costs, and protect the safety of employees and their dependents.

Client Relations – Experienced, Focused, Responsive
Our integrated Client Services teams manage Claims Processing, Eligibility, and Customer Service. With the most knowledgeable personnel on hand - most managers have 15+ years industry and functional-area experience - we pride ourselves on our ability to keenly administer the development and execution of your plan, while always providing responsive and personal service.


C L A I M S  P R O C E S S I N G
ACCURATE AND EFFICIENT
  • Electronic processing of claims for accuracy
  • Accuracy rate of 99% in claims processing in 2010
  • Average turnaround time of 9 days
  • Live people to answer claim lines; no voicemail
  • Audits exceed industry standard year after year
E L I G I B I L I T Y  D E T E R M I N A T I O N
KNOWLEDGEABLE AND FLEXIBLE
  • Personalized service; your account will have a single designated representative
  • Convenient submission of information by phone, fax, or myconsociatedansig portal
  • Efficient, flexible billing system
C U S T O M E R  S E R V I C E
PERSONAL AND CONVENIENT
  • Experienced, live representatives connected to you within 90 seconds (average)
  • Latest technology helps us help you
  • Handle an average of 10,000 – 12,000 calls per month
  • Translation service available
ACCOUNT MANAGEMENT – Supporting You Every Step of the Way
From the second you partner with us, we assign an account manager and customer support team to you. From evaluating plan alternatives to renewal preparation, providing guidance on compliance to managing open enrollment, we assist you every step of the way.

W O R K  T O G E T H E R
MEET AND EXCEED EXPECTATIONS
  • Primary contact and integrated team assigned to you
  • Specialized personnel assist with new plan selection, preparation, and set-up
  • Same team serves as the liaison between you and brokers, carriers and all partners
  • Manage self-funded bids to select stop loss carriers
  • Readily available for onsite employee meetings and enrollments
S P E C I A L T Y S E R V I C E S

We Have a Plan for You
We offer an array of solutions to meet the needs of employers of any size, to offer convenience and deliver peace of mind.

(HSA) HEALTH SAVINGS ACCOUNTS
HEALTHCARE SAVINGS
Providing employees with more flexible and personalized coverage and spending, our HSA enables those who are eligible to determine how, when, and where to allocate pre-determined healthcare savings on a pre-tax basis.
HSA Benefits and Information

(HRA) HEALTH REIMBURSEMENT ACCOUNTS
MANAGE HEALTHCARE COSTS
Enabling employers in managing their own healthcare costs while assisting employees in affording healthcare’s rising costs, our HRA is designed to reimburse out-of-pocket medical expenses not covered by the major medical plan with tax benefits to employers.
HRA Implementation Guide

(FSA) FLEXIBLE SPENDING ACCOUNTS
TAX ADVANTAGES
Allowing employees to pay employer-provided health premiums with tax-free dollars and reimbursement for qualified health and dependent care, our FSA also allows employers FICA tax savings. We also offer the convenience of the Benny Card Mastercard option.

Employer Benefits and Tax Benefits
FSA Implementation Guide

BENNY CARD MASTERCARD OPTION
FSA CONVIENENCE
Our revolutionary new service gives employees an easy, automated way to pay for qualified healthcare expenses directly from their pre-tax FSA.
The FlexCard (Benny Card):
  • Works like a MasterCard, storing the value of employee contributions
  • Qualified healthcare purchases are automatically deducted from the pre-tax dollars in the employee account
  • No reimbursement waiting, monthly bills, or finance charges
  • View account activity and balances online